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100%
No Stated Income to $500,000
Phenomenal Estate Financing Program
1% Start
Rate Programs (APRs vary 5+%)
No Income Verification
Offered at Incredible Rates
Fine Print:
FICO Scores of 701 or above are required as are 12 months
reserves - That’s It! (Presently
Available only in Northern California but expected to expand
soon.)
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90% No Doc to $400,000
No Employment
Documentation
No Income
Documentation
No Asset
Documentation
No Ratio
No 4506
One Page Application
Form
Programs Available:
30 Year Fixed, 2 Year Fixed/ARM, 6 Month LIBOR ARM
Loan Limits - Owner
Occupied:
90% to $400,000, 80%
to $500,000, 75% to $650,000
Cash-Out:
75% to $400,000, 65%
to $500,000, 55% to $650,000
Loan Limits - Second
Homes:
90% to $250,000, 70%
to $400,000, 65% to $500,000
Fine Print:
Pricing and Availability is FICO Score Driven. However, scores as
low as 581 are allowed. Available in most States. Call for APRs
and additional information on specific scenarios.
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95%
Stated Income to $300,000
Purchase or Rate
& Term Refinance
Programs Available:
3 Year Fixed/ARM, 5 Year Fixed/ARM, 1 Year Treasury Bill ARM
Loan Limits -
Primary Residence Only:
95% to $300,000, 90%
to $400,000, 80% to $500,000
Fine Print:
Availability is FICO Score Driven with a TRW score of 700
required. Debt-to-Income Ratio to 40%. Liquid Reserves of 6
months PITI required or 9 months if First Time Buyer. Call for
APRs and additional information on specific scenarios.
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